Payment Options

Students have the following payment options:

1. Payment in full within 30 days of the Billing Statement issued at the beginning of each Session, or 30 days within the transaction date for subsequent charges.

  • Make a one-time payment through the Student Account Center, or visit Use your bank account at no charge, or your credit card for an additional fee.
  • Request a distribution from your 529 Plan
  • Mail a check payable to Earlham School of Religion, Attn: Business Manager, 288 College Avenue, Richmond, IN 47374.

2. TMS Monthly Payment Plan

  • A 4- or 5-month payment option is offered to students via the TMS Student Account Center (SAC). TMS charges a $35 enrollment fee each time you select a payment plan, but ESR’s 1% per month Service Charge is waived. Monthly payments can be automatically withdrawn from your bank account at no additional cost. Sign up through the SAC, or visit

Delinquent Accounts

A student's account becomes delinquent when payment in full is not made to ESR according to the terms above, or the student has not enrolled in and made timely payments via a TMS payment plan. A 1% per month service fee is added to delinquent accounts.

If payment is not made on time, either in full, or in accordance with the payment plan, the entire balance shall be immediately due and payable, and ESR has the right to take steps to collect the balance and impose restrictions, including, but not limited to: holding students from registration in future classes, withholding academic transcripts and diplomas, turning the student’s account over to a collection agency, and taking legal action to collect the balance due. The student authorizes ESR to release financial information about his or her account and other information useful in verifying the charges on the account to those concerned with collecting the balance owed. In the event of collection procedures or legal procedures to collect unpaid balances on the student’s account, the student will be charged all of ESR’s costs for collections, including legal fees, not to exceed 50% of the entire outstanding balance.